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To combat more strict underwriting guidelines that most banks have, we are now able to offer a true "No Income or Employment Verification" loan to well qualified borrowers. This loan uses a borrowers credit score, equity position, and verification of assets to qualify for a mortgage. No income documentation is required or calculated. No Employment information is stated or verified as well.

This loan is available for primary residences and 2nd homes only. Loan amounts go up to $3,000,000. Loan to value goes up to 80%. Credit scores start at 640. It can be used for purchases as well as cash out refinances.

This loan product is great for the newly self employed, high net worth individuals with complicated tax returns, newly divorced individuals, and retired people.