Choose Universal Capital & Coast 2 Coast Funding for
Dependable Non-Warrantable Condominium Financing


We are California's leader in non-warrantable condominium loan originations. We are the trusted lender for California's top construction defect attorneys, condominium management companies, luxury condo realtors, and many many more! We are based in Rancho Santa Margarita, CA and have been helping residents all over California since 2005. Thanks to our success rate, we have expanded our services to the rest of California, as well as Oregon. Whether you are in San Diego, Sacramento or Portland, you will have a reliable mortgage lender to help you finance your condo.

Let Don get your loan closed fast and easy


Years Of Experience


Non-Warrantable Loans Closed


Total Non-Warrantable Condo Loan Volume


Originator in CA for Non-Warrantable Condo Loans

Call now to learn more about our
non-warrantable condominium financing services.


Our record of success shows just how hard we work to fund challenging condominium loans. Not only are our clients happy, but many of California’s most preeminent construct defect attorneys also endorse our services. You’ll be hard-pressed to find a mortgage lender like us elsewhere in the Golden State.


Phone us today to get your non-warrantable condominium financed by Universal Capital Mortgage & Coast 2 Coast Funding


It’s frustrating when an average bank or lender can’t finance your condominium after you’ve completed half the process. But don’t let that stop you from moving in! When they say no, we say yes. We’ll fund your condominium loan like we have done for over 600 past clients.

Contact us today to learn how to get non-warrantable condominium financing in California.  Now available in Oregon!

Company Highlights

We Have Solutions To All Non-Warrantable Condo Issues.

Litigation Loans

Direct Lender for condos with pending HOA Litigation.

Conventional Mortgages

We offer 30 year fixed loans on non-warrantable condos underwritten to Fannie Mae guidelines

Insufficient HOA Master Insurance

Many HOA projects are now Fannie Mae ineligible due to inadequate insurance

Home Equity Line of Credit

We now offer the new 5 day AI HELOC for non-warrantable condos up to $400,000

Deferred Maintenance / Construction

Many HOA projects are now Fannie Mae ineligible due to deferred maintenance.

Why Don Maher?

Don is the #1 originator of non-warrantable condo loans in CA.

What our clients are saying

Google 5 stars

Danny Tron

Don Maher has been an incredible advocate and partner for my mortgage needs and requirements. He is reliable, responds rapidly throughout the day (and night!), and finds the very best rates to ensure you are confident about proceeding with these milestone home purchases!!

Google 5 stars

Ashton Wood

Don Maher is awesome! We just closed escrow on our dream home and Don, from Universal Capital Mortgage, made it all possible. I had a very laborious file due to self-employment and Don did a fantastic job. He was quick to respond, on top of details, and always gave superb customer service.