Choose Universal Capital & Coast 2 Coast Funding for
Dependable Non-Warrantable Condominium Financing

RELY ON 30 YEARS OF MORTGAGE INDUSTRY EXPERIENCE IN CALIFORNIA

We are California's leader in non-warrantable condominium loan originations. We are the trusted lender for California's top construction defect attorneys, condominium management companies, luxury condo realtors, and many many more! We are based in Rancho Santa Margarita, CA and have been helping residents all over California since 2005. Thanks to our success rate, we have expanded our services to the rest of California, as well as Oregon. Whether you are in San Diego, Sacramento or Portland, you will have a reliable mortgage lender to help you finance your condo.

Let Don get your loan closed fast and easy

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Years Of Experience

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Non-Warrantable Loans Closed

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Total Non-Warrantable Condo Loan Volume

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Originator in CA for Non-Warrantable Condo Loans

Call now to learn more about our
non-warrantable condominium financing services.

EVEN LAWYERS RECOMMEND US

Our record of success shows just how hard we work to fund challenging condominium loans. Not only are our clients happy, but many of California’s most preeminent construction defect attorneys also endorse our services. You’ll be hard-pressed to find a mortgage lender like us elsewhere in the Golden State.

Phone us today to get your non-warrantable condominium financed by Universal Capital Mortgage & Coast 2 Coast Funding

YOU CAN STILL HAVE YOUR DREAM CONDO

It’s frustrating when an average bank or lender can’t finance your condominium after you’ve completed half the process. But don’t let that stop you from moving in! When they say no, we say yes. We’ll fund your condominium loan like we have done for over 700 past clients.

Contact us today to learn how to get non-warrantable condominium financing in California.  Now available in Oregon!

Company Highlights

We Have Solutions To All Non-Warrantable Condo Issues.

Condo
Litigation Loans

Specializing in Construction Defect Litigation

Non-QM Mortgages

Flexible Loan Programs for Non-Traditional Scenarios

Insufficient HOA Master Insurance

Many HOA projects are now Fannie Mae ineligible due to inadequate insurance

Home Equity 2nd Mortgages

We offer a full line of 2nd Mortgage Loans and Lines of Credit

Special Assessments / Deferred Maintenace

Many HOA projects are now Fannie Mae ineligible due to deferred maintenance.

Reverse Mortgages

 
Proprietary loans for non-Fha approved projects
 
 

What our clients are saying

  • Don Maher handled our challenging non-warrantable condo mortgage well during a tough time for financing in Southern California condominium complexes.

    Colin Stewart Avatar Colin Stewart

    Don is a true professional and made the process seamless. He was available 24/7 and provided excellent communication throughout all phases of the transaction. Highly recommend.

    Steve Shelton Avatar Steve Shelton

    Greatly appreciate Don's help on recent purchase of a Condo. He saved the deal! We figured it out that the Condo we're purchasing has HOA litigation issue, the original lender... read more

    M W Avatar M W

    Overall, Don did well to communicate and complete the transaction for my file. It was reassuring to know he had a vast knowledge of the type of loan I needed... read more

    Piamor Jacobe Avatar Piamor Jacobe
  • Great experience working with Don and the team at Universal Capital Mortgage. They know how to get mortgages for products other people won't or can't handle. Go to them for... read more

    Hayden Hsu Avatar Hayden Hsu

    Don and Jamie got me out of my current loan super fast. A very difficult loan for my Pasadena Condo which they got done leaping through hurdles others couldn't do.... read more

    Porsche Porsche Avatar Porsche Porsche

    Don and Jamie were a great help for me securing a loan on a condominium that others wouldn't deal with. I would highly reccommend them if you're looking for prompt,... read more

    David B. Avatar David B.

    Excellent professional service provided by Don and his team. I contacted Don after other brokers fail to meet the loan requirements due to their lack of knowledge on non warrantable... read more

    nahed bahlawan Avatar nahed bahlawan
  • Both Jamie and Don are extremely professional I would highly recommend them to anyone in need of a loan.

    Mario Tresierras Avatar Mario Tresierras

    I have been selling real estate for over 20 years and Don Maher is one of the best lenders who I have ever worked with. He is fast, friendly,... read more

    Mike Dunfee Avatar Mike Dunfee

    Don was amazing in helping me get my dream home. I fell in love with a condo where the HOA was under litigation with the developer and therefore no traditional... read more

    Jayme Lynn Evans Avatar Jayme Lynn Evans

    I had the pleasure of working with Don Maher as my loan officer, and I couldn't be happier with the experience. Don was not only incredibly responsive and always ready... read more

    Nasim Nourozi Avatar Nasim Nourozi
  • So now it is 2020, another pleasure working with Don again. He reminded me that the rates are low enough to warrant review of my existing loan. He... read more

    David Yu Avatar David Yu

    Don Maher with Universal Mortgage was very professional and streamlined the process. We were unable to secure a loan because it was a non-warrantable loan and we planned to... read more

    April Kennedy Avatar April Kennedy

    I bought a condo under litigation so I couldn't go through the traditional lenders. I got a list of around 5 lenders that can perform on this type of... read more

    Calvin Lam Avatar Calvin Lam

    I just purchased a non-warrantable condo, and financed it with Universal Capital. There isn't a lot of companies doing them, but they made it very easy and with very... read more

    Frank Cozzi III Avatar Frank Cozzi III
  • Don Maher and his staff at Coast 2 Coast were great to work with, very professional in communication, and got the job done despite a challenging timeline. We couldn't be... read more

    Jeff Schacherl Avatar Jeff Schacherl

    Don Maher is awesome! We just closed escrow on our dream home and Don, from Universal Capital Mortgage, made it all possible. I had a very laborious file due to... read more

    Ashton Wood Avatar Ashton Wood

    Don knocked it out of the park on his loan for my client. The condo association had too many owners and not many could do the loan. Don... read more

    Chad Schlotterback Avatar Chad Schlotterback

    Don came in and saved the day for our deal. His timeliness, efficiency, knowledge of his trade was actually inspiring to me and really comforted the borrowers when other Mortgage... read more

    A.R. Avatar A.R.
  • Great experience. Don was extremely easy to work with, got us a great rate, and was a true pleasure to work with. Highly recommend

    Jordan Gisch Avatar Jordan Gisch

    As a first-time home buyer on a free-lance income I had dim hopes of financing an unwarrantable condo (litigation) after cycling through four brokers without success. Don Maher got me... read more

    David Bush Avatar David Bush

    They were one of the few lenders that could do the loan I wanted and were great to work with.

    Mike D Avatar Mike D

    Don Maher was amazing. He was recommended to me by my realtor when I found out that the condo I wanted to purchase was in litigation. He really... read more

    Monica Gorman Avatar Monica Gorman
  • Don and his team are true professionals. They got the loan done fast and their communication was excellent. I will continue to consult with Don before I listen... read more

    Rob Nelson Avatar Rob Nelson

    This was a very easy process, thanks to this office and our guide, Gregg Lustig. Thank you!

    jane perkins Avatar jane perkins

    Don Maher is a fantastic lender! He offers consistent clear communication, always follows up, has great rates, listens to Buyers needs and has the ability to help Buyers when... read more

    Lonnie Mintz Avatar Lonnie Mintz

    Mr. Don Maher represents the very best of the mortgage refinancing business. He is knowledgeable, efficient, and eager to assist his clients to make the process so seamlessly completed. ... read more

    Fergus Ng Avatar Fergus Ng
  • Don Maher should be the first mortgage broker that you contact when you need a mortgage loan. He responds very quickly and helps to make your lending situation work!... read more

    Best Mom Avatar Best Mom

    I'm a former real estate broker, so I've worked with many mortgage brokers. As a major nit-picker, I fear for the sanity of anyone with whom I have to work... read more

    David Grossblat Avatar David Grossblat

    We made an offer on a condominium March 5th. We were with a broker who had no experience with unique HOA issues and there was one big issue. The... read more

    Ekua Hackney-Stephens Avatar Ekua Hackney-Stephens

    Don Maher has been an incredible advocate and partner for my mortgage needs and requirements. He is reliable, responds rapidly throughout the day (and night!), and finds the very best... read more

    Danny Ton Avatar Danny Ton
  • UCMC/Don was instrumental in securing a loan for a non-warrantable property. These kinds of situations come with a lot of issues, and often times, frustrating moments. Don was professional and... read more

    Rebekah Avatar Rebekah

    I’ve completed two closings on my condo with Don at Universal Capital Mortgage. It is a pleasure to work with him. He is knowledgeable and will work to... read more

    David Levy Avatar David Levy

    Don was extremely quick with processing our loan. All our questions were responded to within minutes. We will use them for every loan in the future. Thank you

    Jeff Wolcott Avatar Jeff Wolcott

    I have been working with Don Maher from a referral from my realtor. This was my first home purchase (condo), and Don was so patient with all my little questions... read more

    Elizabeth Dobson Avatar Elizabeth Dobson
  • Just when I thought my nightmare is going to repeat itself when I am getting into another condo with litigation, I found Don. Don was able to assist with financing... read more

    Super Tony Avatar Super Tony

    Don was highly professional and supportive from beginning to end! I highly recommend his services!

    James Hoffman Avatar James Hoffman

    Don was quick to respond to my inquire and was able to help us fund a condo other lenders refused because of a pre-existing condo litigation. He was able to... read more

    Raymond To Avatar Raymond To

    speed of service was great. it took about 2 weeks to close my refinance on my condo. Don and Jaime were responsive in answer all my questions and streamlined... read more

    gil leung Avatar gil leung