Choose Universal Capital & Coast 2 Coast Funding for
Dependable Non-Warrantable Condominium Financing
RELY ON 30 YEARS OF MORTGAGE INDUSTRY EXPERIENCE IN CALIFORNIA
We are California's leader in non-warrantable condominium loan originations. We are the trusted lender for California's top construction defect attorneys, condominium management companies, luxury condo realtors, and many many more! We are based in Rancho Santa Margarita, CA and have been helping residents all over California since 2005. Thanks to our success rate, we have expanded our services to the rest of California, as well as Oregon. Whether you are in San Diego, Sacramento or Portland, you will have a reliable mortgage lender to help you finance your condo.
Let Don get your loan closed fast and easy
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Years Of Experience0+
Non-Warrantable Loans Closed$0
Total Non-Warrantable Condo Loan Volume#0
Originator in CA for Non-Warrantable Condo Loans
Call now to learn more about our
non-warrantable condominium financing services.
EVEN LAWYERS RECOMMEND US
Our record of success shows just how hard we work to fund challenging condominium loans. Not only are our clients happy, but many of California’s most preeminent construction defect attorneys also endorse our services. You’ll be hard-pressed to find a mortgage lender like us elsewhere in the Golden State.
Phone us today to get your non-warrantable condominium financed by Universal Capital Mortgage & Coast 2 Coast Funding
YOU CAN STILL HAVE YOUR DREAM CONDO
It’s frustrating when an average bank or lender can’t finance your condominium after you’ve completed half the process. But don’t let that stop you from moving in! When they say no, we say yes. We’ll fund your condominium loan like we have done for over 700 past clients.
Contact us today to learn how to get non-warrantable condominium financing in California. Now available in Oregon!
Company Highlights
We Have Solutions To All Non-Warrantable Condo Issues.
Insufficient HOA Master Insurance
Many HOA projects are now Fannie Mae ineligible due to inadequate insurance
Home Equity 2nd Mortgages
We offer a full line of 2nd Mortgage Loans and Lines of Credit
Special Assessments / Deferred Maintenace
Many HOA projects are now Fannie Mae ineligible due to deferred maintenance.
What our clients are saying
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Greatly appreciate Don's help on recent purchase of a Condo. He saved the deal! We figured it out that the Condo we're purchasing has HOA litigation issue, the original lender... read more can't make it. We were almost thinking to back out from that deal. Finally we find Don and were able to get the loan. The loan processing was also smooth and very fast (20 days). Definitely 5 star and no doubt will recommend him to any of our friends for the loan processing.
M W
Don Maher was amazing. He was recommended to me by my realtor when I found out that the condo I wanted to purchase was in litigation. He really... read more knows this field -- the first time we spoke he immediately (literally) looked up what was going on with my condo association and explained the situation. He then emailed me my options. He was very straightforward and clear about the rates and costs from the beginning. The application process was easy and fast and in no time at all I was approved. Don also got things done quickly at the end, I was waiting for another property to close and the timeline got tight but he was able to move quickly and close. I felt like I was in competent hands the whole time. Highly recommended.
Monica Gorman
Don Maher is a fantastic lender! He offers consistent clear communication, always follows up, has great rates, listens to Buyers needs and has the ability to help Buyers when... read more other lenders cant. Don is a wealth of knowledge and knows how to expertly navigate the complicated lending process. I wholeheartedly recommend Don and UCM.
Lonnie Mintz
Don came in and saved the day for our deal. His timeliness, efficiency, knowledge of his trade was actually inspiring to me and really comforted the borrowers when other Mortgage... read more officers just weren't coming through. He worked quickly and thoroughly, and I look forward to working with him in future deals.
A.R.
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Just when I thought my nightmare is going to repeat itself when I am getting into another condo with litigation, I found Don. Don was able to assist with financing... read more my mortgage when no other major banks were willing to deal with a HOA with litigation. I was able to close on-time and at an expected rate. I highly recommend Don for financing your mortgage! (I wish I knew Don several years ago!!!)
Super Tony
I've worked with Don on two occasions and have been extremely satisfied with his services. He is professional, knowledgable and helped me secure loans on non-warrantable condos very quickly.... read more He was extremely proactive both times I worked with him and the loans closed without a hitch. Thanks!
Paul Van Wyk
Overall, Don did well to communicate and complete the transaction for my file. It was reassuring to know he had a vast knowledge of the type of loan I needed... read more which allowed for a speedy process when it came time to close escrow.
Piamor Jacobe
We made an offer on a condominium March 5th. We were with a broker who had no experience with unique HOA issues and there was one big issue. The... read more broker was reluctant to admit he was inexperienced with this type of loan challenge. Our realtor advised that we should work with another broker. Don Maher started working on the loan and we closed in less than a month. We are so grateful to Don for his expertise and professionalism. We closed on our condo June 25th and we are very happy!!
Ekua Hackney-Stephens
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Great experience. Don was extremely easy to work with, got us a great rate, and was a true pleasure to work with. Highly recommend
Jordan Gisch
Mr. Don Maher represents the very best of the mortgage refinancing business. He is knowledgeable, efficient, and eager to assist his clients to make the process so seamlessly completed. ... read more Thank you Don for your excellent service.
Fergus Ng
Mike D
If you need a loan for a condo with an open litigation, don't waste your time with any other lenders. Just go straight to Don and he'll get it done.... read more I learned the hard way trying to go with my original lender that enticed me with a low rate. They assured me they could get it done... that was a bunch of hogwash. Don specializes in this for a reason: he's the best at what he does.
Daniel Salas
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I had the pleasure of working with Don Maher as my loan officer, and I couldn't be happier with the experience. Don was not only incredibly responsive and always ready... read more to help, but his wealth of experience really shone through. He efficiently got the job done, and I highly recommend him for anyone in need of a loan officer. Thank you, Don!
Nasim Nourozi
Don Maher with Universal Mortgage was very professional and streamlined the process. We were unable to secure a loan because it was a non-warrantable loan and we planned to... read more walk away. The HOA contact gave us Don's contact and he was able to give us a great loan with a low fixed APR. I highly recommend Don for any non-warrantable loan you you need.
April Kennedy
So now it is 2020, another pleasure working with Don again. He reminded me that the rates are low enough to warrant review of my existing loan. He... read more is patient enough to provided several scenarios at my request. 2/26, today everything is closed, and hassle free process for the past few weeks. Don thank you again. 2018: Don and his staffs saved my stress level. We need to close in a short time frame. Don and his staffs were very efficient and delivered. During the process, they answered tons of questions from us and kept us informed. So thank you Don.
David Yu
speed of service was great. it took about 2 weeks to close my refinance on my condo. Don and Jaime were responsive in answer all my questions and streamlined... read more the process.
gil leung
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Great experience working with Don and the team at Universal Capital Mortgage. They know how to get mortgages for products other people won't or can't handle. Go to them for... read more non-warrantable condos, you won't be disappointed.
Hayden Hsu
I have been selling real estate for over 20 years and Don Maher is one of the best lenders who I have ever worked with. He is fast, friendly,... read more and talks straight.
Mike Dunfee
Both Jamie and Don are extremely professional I would highly recommend them to anyone in need of a loan.
Mario Tresierras
Don Maher has been an incredible advocate and partner for my mortgage needs and requirements. He is reliable, responds rapidly throughout the day (and night!), and finds the very best... read more rates to ensure you are confident about proceeding with these milestone home purchases!! He specializes in California, and despite not being able to facilitate a loan for a particular state I was looking in, he offered to speak with me and provide free advice. Don isn't purely here to transact - he's here to build great relationships and help you succeed. Can't recommend him enough!
Danny Ton
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I bought a condo under litigation so I couldn't go through the traditional lenders. I got a list of around 5 lenders that can perform on this type of... read more loan. Ultimately, I picked Don due to his responsiveness and rate. It was truly a smooth experience.
Calvin Lam
Don and Jamie were a great help for me securing a loan on a condominium that others wouldn't deal with. I would highly reccommend them if you're looking for prompt,... read more professional, and easy to communicate with people.
David B.
Don was quick to respond to my inquire and was able to help us fund a condo other lenders refused because of a pre-existing condo litigation. He was able to... read more get us a great rate too, considering the condo's difficulty in getting approved. His assistant Jamie was very helpful keeping me updated on status and answering our concerns.
Raymond To
Excellent professional service provided by Don and his team. I contacted Don after other brokers fail to meet the loan requirements due to their lack of knowledge on non warrantable... read more loan for a condominium. Don assured me that he can close escrow within the very limited time we had and he surely did. We were very pleased with his service, knowledge and experience. I highly recommend him for mortgage financial needs.
nahed bahlawan
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jane perkins
I’ve completed two closings on my condo with Don at Universal Capital Mortgage. It is a pleasure to work with him. He is knowledgeable and will work to... read more help you get the best rates quickly with the least amount if hassle.
David Levy
I'm a former real estate broker, so I've worked with many mortgage brokers. As a major nit-picker, I fear for the sanity of anyone with whom I have to work... read more - especially on a personal basis. YET here, Don Maher at Universal Capital never flinched no matter what I tossed him. Always even keel, friendly, responsive on the phone, he offered alternatives whenever we hit a snag. As of this writing, I've done TWO transactions with him, and, without hesitation or even comparison shopping, I would do many more. I even tell my friends and other agents about him. You want someone who knows the market, the rates, where an individual stacks up, who knows how to work with the underwriters, and most particularly, someone who can provide the information that is essential for making decisions that affect one's life. That's Don.
David Grossblat
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Don Maher and his staff at Coast 2 Coast were great to work with, very professional in communication, and got the job done despite a challenging timeline. We couldn't be... read more happier with our new home, and I would highly recommend working with Don for your loan!
Jeff Schacherl
Don was extremely quick with processing our loan. All our questions were responded to within minutes. We will use them for every loan in the future. Thank you
Jeff Wolcott
UCMC/Don was instrumental in securing a loan for a non-warrantable property. These kinds of situations come with a lot of issues, and often times, frustrating moments. Don was professional and... read more walked us through ALL of it. We'd recommend UCMC/Don to anyone needing support with a difficult home loan.
Rebekah
As a first-time home buyer on a free-lance income I had dim hopes of financing an unwarrantable condo (litigation) after cycling through four brokers without success. Don Maher got me... read more approved on terms better than anticipated, and his confidence, efficiency and professionalism were terrific peace of mind when I needed it. I am blessed to have found him and look forward to working with him again!
David Bush
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Don knocked it out of the park on his loan for my client. The condo association had too many owners and not many could do the loan. Don... read more not only was able to get it done, but he got it done quickly and with no issues at all. Very professional.
Chad Schlotterback
Don and Jamie got me out of my current loan super fast. A very difficult loan for my Pasadena Condo which they got done leaping through hurdles others couldn't do.... read more I tried two other lenders and they both failed.
Porsche Porsche
Don was amazing in helping me get my dream home. I fell in love with a condo where the HOA was under litigation with the developer and therefore no traditional... read more bank would give me a loan for it. I was about to lose it to a buyer who came in with all cash, but Don was able to get me a pre-approval letter stating that I was pre-approved not only for a loan, but specifically for that building despite the litigation. Not only did that pre-approval letter help me win a bidding war (there were 6 other offers), but we closed escrow in 31 days. Don even worked while he was on vacation. He was great about answering any questions I had during the process, and my realtor said she had never seen a lender so on top of their game before. I would recommend Don a 1,000 times over.
Jayme Lynn Evans
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Don Maher should be the first mortgage broker that you contact when you need a mortgage loan. He responds very quickly and helps to make your lending situation work!... read more We have used him twice now and both loans were very easy and seamless. He is proficient and knowledgeable and trustworthy!!
Best Mom
I have been working with Don Maher from a referral from my realtor. This was my first home purchase (condo), and Don was so patient with all my little questions... read more and holding my hand through the process! I expected the whole process to be overwhelming but it was smooth and went relatively fast Thank you so much, Don, for being a huge part of a process for such an important day in my life!
Elizabeth Dobson
Don Maher is awesome! We just closed escrow on our dream home and Don, from Universal Capital Mortgage, made it all possible. I had a very laborious file due to... read more self-employment and Don did a fantastic job. He was quick to respond, on top of details, and always gave superb customer service. We will definitely use him again and I highly recommend you do too!
Ashton Wood
I just purchased a non-warrantable condo, and financed it with Universal Capital. There isn't a lot of companies doing them, but they made it very easy and with very... read more competitive rates.
Frank Cozzi III



